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Whatnot fees in 2026 explained: commission tiers and processing

Whatnot's seller fees have two parts. The commission, since 2026-09-21, depends on your tier (your total sales in a 28-day period) and the category: in the US it runs from 8% at the Standard tier down to 3.5% for coins at Tier 6, on the item price only. Payment processing is 2.9% + $0.30 on everything the buyer pays. The tables below are the published rate cards and the fee on typical prices.

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Commission: tier x category

Your tier comes from your total completed sales, all categories, live and marketplace, in a 28-day period; it sets the rate for the next period, and every period starts from zero. Within a tier each sale pays its category's rate: the show's category for live sales, the product's for marketplace sales. The Premier Shop discount (10% off the rate) applies on top through 2026-10-31 and ends on 1 November.

United States rate card: commission by category and tier (percent of the item price)
CategoryStandardTier 1Tier 2Tier 3Tier 4Tier 5Tier 6
Sports8%7.75%7.5%7.25%7%6.75%6.5%
TCG (trading card games)8%7.75%7.5%7.25%7%6.75%6.5%
Fashion8%7%6.5%5.5%5%4.5%4.5%
Other Collectibles8%7.25%6.5%6%5%5%5%
Coins4%3.9%3.8%3.7%3.6%3.55%3.5%
Other8%7%6.5%5.5%4%4%4%
United States tiers: sales in a four-week period
TierSales
Standard$0 – $14,999
Tier 1$15,000 – $34,999
Tier 2$35,000 – $49,999
Tier 3$50,000 – $99,999
Tier 4$100,000 – $249,999
Tier 5$250,000 – $499,999
Tier 6$500,000+
United Kingdom rate card (percent, subject to VAT)
CategoryStandardTier 1Tier 2Tier 3Tier 4Tier 5Tier 6
Sports6.67%6.5%6.25%6%5.75%5.5%5.25%
TCG (trading card games)6.67%6.5%6.25%6%5.75%5.5%5.25%
Fashion6.67%6.25%5.75%5.25%4.75%4.25%4.25%
Other Collectibles6.67%6.5%6.25%6%5.25%5.25%5.25%
Coins4%3.9%3.8%3.7%3.6%3.55%3.5%
Other6.67%6.25%5.5%5%4%4%4%

Payment processing and tax on fees

Processing is separate from the commission and does not fall with your tier: 2.9% + $0.30 per transaction in the US, 2.42% + £0.25 plus VAT in the UK, on the total the buyer pays (item, shipping and tax). In a few US states the platform adds sales tax on its commission or on processing; UK sellers who are not VAT registered pay VAT on both. The fee calculator has a field for each.

The fee on typical prices

Trading cards, US Standard tier, no shipping: fees and payout by price (computed)
PriceCommissionProcessingTotal feesShare of pricePayout
$5.00$0.40$0.44$0.8416.8%$4.16
$10.00$0.80$0.59$1.3913.9%$8.61
$25.00$2.00$1.02$3.0212.1%$21.98
$50.00$4.00$1.75$5.7511.5%$44.25
$100.00$8.00$3.20$11.2011.2%$88.80
$250.00$20.00$7.55$27.5511%$222.45
$1,000.00$80.00$29.30$109.3010.9%$890.70

The fixed $0.30 is why cheap items lose a bigger share: on a $5.00 sale the fees are 16.8% of the price, on $250.00 they are 11%.

Sources

Frequently asked questions

What are Whatnot's seller fees in 2026?
Commission by tier and category (US Standard tier: 8% for most categories, 4% for coins) plus 2.9% + $0.30 payment processing on the buyer's total. In the UK: 6.67% at the Standard tier plus 2.42% + £0.25, subject to VAT.
Does Whatnot take a cut of shipping?
Not in the commission: it is calculated on the item price only. Shipping and the buyer's sales tax are in the processing base, so a $10.00 item with $4.99 shipping and $0.85 tax pays $0.80 commission and $0.76 processing.
When did Whatnot's commission tiers start?
On 2026-09-21 for existing sellers, and the week of 28 September 2026 for sellers who gained selling access after 21 September. Existing sellers opened on the tier their sales from 24 August to 20 September earned.
Is there a fee on expensive items?
In eligible categories (singles, TCG, comics, toys, coins, bags, jewelry) the part of one order above $1,500.00 pays 0% commission while that limited-time promotion runs: a $2,000.00 card pays $120.00 commission, plus processing on the full amount.

Last updated 2026-09-29. Independent tool, not affiliated with or endorsed by Whatnot Inc. Fees from Whatnot's public help pages on the date shown; check your Seller Hub for your exact rate. Not tax advice.